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Managing Return to Work
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Much has been written about disability management, but little has changed. In private disability insurance, so-called "mental/nervous" claims, mostly depression, have become the prime cause of long-term disability. For Workers' Compensation plans, musculoskeletal disorders (MSDs) are the most common claim and, Ontario accounts for over 40% of all lost-time claims and claim costs, and half of all lost-time days.
MSDs are defined as both injuries and disorders that develop over time, and are "strongly linked" to workplace hazards and risk factors. This term includes back pain, repetitive strain injuries, acute sprains and strains, overuse (e.g., carpal tunnel syndrome), and cumulative trauma injuries.
Facts and Impressions
In 2006, 980,265 Workers' Compensation claims were reported across Canada, including 318,286 lost-time injuries. There were 955 deaths on the job.1 Only lost-time injury claims declined from one and five years earlier.2
At the end of 2006, 9.6 million Canadians enjoyed some form of insured disability income insurance, with 1.1 million more having non-insured disability income protection.3
One published study used focus groups to collect the views of 58 males and females between ages 16 and 18 regarding work injury. Generally, minor injuries were seen as "part of the job", and they believed their managers took no serious interest in safety. Girls said their concerns were usually disregarded, and boys did not complain in order to appear "mature".4
Seven Principles of Successful Return to Work5
These seven factors affect the key outcomes of cost and duration of work disability, and quality of life for injured workers.
Best Practices
The Workers' Compensation Board of Manitoba6 asked employers why they had invested the necessary time and energy to create and maintain a 'safety culture'. The response noted financial benefits such as reduced WCB assessments, less overtime, and more efficient production, as well as reinforcing the organization's commitment to and concern for its employees.
Key components suggested by the Manitoba employer group and complementary to those noted above are:
In addition, there are more subjective (qualitative) issues that influence return to work:7
Sources:
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Categories: Disease Management